Is A Nursing Home The Right Choice

Eldercare, Funeral Pre-Planning

Nursing homes are designed as a housing option for individuals that require medical care at the highest level.

This is a viable housing option for individuals with needs including assistance with daily tasks of dressing, walking, cooking, grooming and using the toilet.

Nursing homes have a full staff of medical professionals including both doctors and nurses that are dedicated to providing full care for all residents 24/7, which is why a nursing home may be the right choice for your situation.

Facility Requirements

The main benefit to residing in a nursing home is the constant care and supervision that is afforded. Residents of a nursing home obtain a room with either a private or shared bath.

It is possible to get access to a nursing home facility with furnished rooms, but you also have the option to furnish your own room. Every room has an on-call emergency system that is designed to help residents notify the staff when care is required.

Nursing home facilities also include a dining area, outdoor locations and other spaces designated for recreation.

Designated Care Plan

The type of care that you obtain at a nursing home varies depending on your needs and care plan.

Almost all nursing homes will develop a care plan based on what you need most and that plan may alter depending on your condition over time.

You can expect assistance with laundry, transportation, medications, help going to the bathroom, grooming and all other medical care services.

Living in a nursing home is the only way to get access to 24/7 care as you advance in age.

Cost of Care

Nursing homes offer the highest level of medical care, but they are also quite expensive as a result.

The average cost of a nursing facility for one month is about $6,000.00.

The total cost of a nursing home depends on the type of facility that you choose and the type of care that is provided. However, most nursing homes are similar in price.

It is possible to obtain assistance for payment of your nursing home stay with Medicare.

This is why you should look into long-term care insurance (LTC) before it’s too late.

Is a Nursing Home the Right Choice For You?

Choosing if a nursing home is the right option for you is never an easy decision.

There are many factors that must be given consideration.

You have many facility options to choose from when you are looking at potential nursing home options, but you do have to keep in mind the cost of staying in a high level care facility.

Learn more about long term care insurance and how inexpensive it can be…

Decide How You Want To Live Before You Reach The End

Funeral Pre-Planning

The end is quickly approaching and you must determine how you want to live before you reach the end.

It might be strange to think about your mortality and your life as you age, but it is a reality that everyone must deal with.

There is no way to avoid dealing with the certainty of different stages of your life.

Trying to decide on your end-of-life living arrangements is not an easy proposition, but it is a necessity.

If you want to ensure that your wishes are met, you must make it clear to your entirely family what you need. Everyone may have their own opinion, but you need to choose what is best for you without being a burden for those closest to you.

Clarity Adds Peace

Once you decide what is best, it will make both you and your family members feel relieved.

It is very simple to match your end-of-life desires with the right facility or care services. However, it is important to provide that clarity to ensure that the right services and facility can be chosen for you.

There is a facility and care services that are an ideal match for you.

What Factors Have Influence?

There are many different factors that go into your decision when it comes to your end-of-life plans. The factors that have the most importance include your health, financial situation and location.

You also have to determine the amount of independence that you want to maintain over time. Some of your wishes might also alter based on your health.

It is important to decide what you want, but also have instructions for your wishes in the event that your physical or mental state deteriorates significantly.

What Matters Most?

When you are deciding on a facility or care services, you have to understand what matters most to you.

This means that you have to decide if you want a social environment and what city you want to reside in during your end-of-life.

It can be overwhelming to decide on all the details, but it is important to choose what matters most to your and make sure that the right facility or care services can be chosen.

Decide Now

Aging is an unavoidable process and everyone must determine what they want during the end of their life.

Make sure that you take all factors into consideration and provide clarity that makes choosing a facility or care service simpler.

Why You Might Need A Non-Durable Power of Attorney

Eldercare, Funeral Pre-Planning, Power of Attorney

You may already know what a Power of Attorney (POA) is.

You may understand that this is the individual you have chosen to trust with the management of your estate, of your financial matters, and perhaps even the medical treatment you receive.

A power of attorney is generally used in money or business matters, but it is possible to trust them with just about everything, in the event that you are no longer physically or psychologically capable of managing your life on your own.

You might know the basics of the power of attorney position, but do you know why you might need a Non-Durable Power of Attorney?

Do you understand the specifics that make a non-durable POA different from a springing power of attorney or Durable Power of Attorney?

If not, you may want to familiarize yourself with the particulars of a non-durable power of attorney. Doing so can help you to determine whether or not a non-durable power of attorney is right for your specific plans and needs.

Do You Need A Non-Durable Power Of Attorney?

Before you can determine once and for all if you need a non-durable power of attorney, there are a few components to the position that are worth understanding beforehand:

  1. People often name a non-durable power of attorney in order to meet the urgency of very specific financial or legal goals.
  2. A good example of this would be when someone chooses a non-durable power of attorney for a matter that a matter that requires their signature on a document. If the individual is unable to sign the document when they need to do so, the non-durable power of attorney will step in to settle the matter.
  3. In the event that you are left incompetent or incapacitated, the non-durable power of attorney will expire. The individual you have named will no longer be able to sign a document on your behalf.
  4. Because a non-durable power of attorney involves conditions that can cancel the non-durable POA status, many legal experts advise individuals looking for a stronger power of attorney to choose a durable power of attorney instead.
  5. You have the ability to have the non-durable power of attorney status revoked at any time.
  6. The non-durable POA becomes active when the document has been signed. It is revoked if you die or become incapacitated in some regard.

The Non-Durable POA has its own unique benefits, but many ultimately choose Durable Power of Attorney for their needs instead.

Why You Might Need A Durable Power Of Attorney (DPOA)

Eldercare, Funeral Pre-Planning, Power of Attorney

Are you going to need a durable power of attorney (also known as a DPOA) in the near future? It’s entirely possible. While no one really likes to think about such matters, this is still an issue that should be taken very seriously.

If you are at all concerned about the management of your life and estate in the event of physical or psychological incapacitation, looking into your DPOA options becomes a matter that is absolutely essential. There are a number of reasons as to why you might need a durable power of attorney.

Do You Need A Durable Power of Attorney?

Choosing a power of attorney means choosing someone who is capable of managing your finances and other matters concerning your estate, in the event that you are no longer physically and/or mentally up to the task of handling these things yourself. A durable power of attorney is a more specific type of power of attorney. This individual will be granted POA privileges as soon as the legal document granting them those powers has been signed. It will not expire until you have died. There are a number of particulars concerning the DPOA concept that should be kept in mind by anyone who is researching their POA options:

  1. If you are deemed to be mentally and physically capable of managing your life and estate, you will have the ability to have the previous DPOA revoked.
  2. A durable power of attorney is frequently established due to the mental and physical problems that are commonly associated with advancing age. When it is no longer possible to competently manage your affairs on your own, naming a DPOA means you are placing the burden of responsibility for maintaining these matters on that individual.
  3. The person you name as DPOA will be responsible for a number of things. They will be asked to do such things as pay your bills, manage your bank accounts, oversee your investments, or prepare/file tax returns in your name.
  4. If you do not choose your own power of attorney, someone can petition a court of law to be granted the position. This can be a time consuming and expensive matter for everyone involved, to say nothing of the possibility of the court naming someone who will not carry out your wishes.

Naming a Durable Power of Attorney ahead of time eliminates this possibility from ever occurring. Naming a DPOA is something that should be taken care of as quickly as possible. You’ll be glad you did.

Learn how to make a Durable Power of Attorney in 3 easy steps

How To Name A Power Of Attorney

Eldercare, Funeral Pre-Planning, Power of Attorney

“Being able to name a power of attorney is a crucial decision. It is not one that should be taken lightly.

With regards to how to name your power of attorney, there are a number of things you’re going to want to keep in mind.

Naming A Power Of Attorney

There are two reasons why someone might name power of attorney. They may want to deal with a specific matter (signing an important document is one possibility), or they may want to sure they are adequately protected in the event of becoming incapacitated.

Regardless of your reasons, here is everything you need to know about how to name power of attorney:

  1. A power of attorney (POA) can be responsible for paying your bills, handling bank transactions, managing or selling investments, managing or selling real estate property, managing insurance matters, or with the preparation/filing of your tax returns.
  2. There are three types of POA. The differences between them largely concern when the POA becomes legitimate and when it is no longer in effect.
    1. Non-durable POA takes hold when the agreement is signed. It expires in the event that you are declared mentally unfit.
    2. Durable POA takes hold upon the document signing. It will expire in the event of your death.
    3. Springing POA takes hold after a specific date comes, a specific event occurs, or if a certain condition is met. It will expire in the event of your death.
  3. The type of POA you should name will depend largely on your circumstances. For matters concerning your estate and other end-of-life planning matters, a durable POA is generally seen as the best way to go. Even if your conditions change for the worst, the durable POA will still remain intact. This means your original wishes will still be carried out.
  4. The other two types of power of attorney rely on certain conditions. While these conditions can certainly be applicable to your situation, a durable POA is an iron-clad means of guaranteeing certain conditions will be met in the event of something unforeseen occurring.

Naming your power of attorney is a fairly simple matter. You simply want to make sure you have researched and considered your options very carefully.

You certainly want to do this while you are still in a position of being able to do so.

This is a matter that in many cases should be taken care of as quickly as possible. Ultimately, it’s one less thing for loved ones to worry about.